At Industria Risk & Insurance Service, we have an insurance solution for Jockey Accidental Death & Dismemberment—a significant peril and substantial cost facing the horse racing industry.
The safety issues jockeys face every day include the quality of their helmets and safety vests, ensuring that paramedics are present at every racetrack, and having adequate on track accident coverage. We work with the guild, track operators, regulators, and owners regarding safety issues, race medications, pre-race exams and much more. It is for all of these reasons that the industry experts at Industria Risk & Insurance services created the R.A.C.E. program.
R.A.C.E. includes expanded coverage and pricing concessions for the following:
In a world surrounded by turmoil, we find ourselves moving from one catastrophic event to the next, whether natural or manmade. That’s where B.I.N.D. comes in. Traditional business interruption policies require physical property damage, due to a covered peril, such as a fire or windstorm, before a business can recover lost income.
B.I.N.D. (Business Interruption Non-Physical Damage) is a program specifically designed to help mitigate clients’ loss of business income and incurred expenses where no physical loss or damage occurs to the clients’ property. Understanding the needs of our clients, the specialty insurance professionals at Industria Risk & Insurance Services designed the B.I.N.D. insurance program to provide clients with tailor-made insurance policies that address gaps in coverage under their standard property policy.
Radon is a colorless, odorless, tasteless, radioactive, heavy, noble gas. According to recent EPA estimates, Radon is also the number one cause of lung cancer among non-smokers. At Profound Specialty Programs, we work with certified contractors who provide radon measurement and radon mitigation services, providing a combination of coverages designed specifically for radon professionals and exposures.
The Rn86 Program provides specialized coverage for radon professionals who meet the standards of excellence established by the American Association of Radon Scientists and Technologist (AARST). The program offers a combination of coverages designed specifically for radon professionals who are AARST members and those who are certified through the National Radon Proficiency Program (NRPP) or are licensed in a regulated state.
Lines of coverage include for the Rn86 program include: