R.A.C.E.

Rider’s Accidental Death & Dismemberment Coverage Enhancements

At Profound Specialty Programs, we have an insurance solution for Jockey Accidental Death & Dismemberment—a significant peril and substantial cost facing the horse racing industry.

The safety issues jockeys face every day include the quality of their helmets and safety vests, ensuring that paramedics are present at every racetrack, and having adequate on track accident coverage. We work with the guild, track operators, regulators, and owners regarding safety issues, race medications, pre-race exams and much more. It is for all of these reasons that the industry experts at Profound Specialty Programs created the R.A.C.E. program.

WHY R.A.C.E.

R.A.C.E. includes expanded coverage and pricing concessions for the following:

  • Accidental Death and Accident Medical Expense Benefits (significant increases in limits)
  • Bereavement and Trauma Counseling
  • Coma Benefits
  • Home Alteration & Vehicle Modification
  • Multi-Year Policy Options
  • Rain Day Credit
  • Rehabilitation Benefits

WHAT’S IN IT FOR YOU

  • Protects jockeys
  • Achieves a safer racing environment
  • Assists in obtaining insurance and other benefits for members
  • Monitors developments in local, state and federal laws affecting jockeys and the racing industry

STREAMLINED EFFICIENCY

  • Online portal access to capture the application and exposure data, your quote, binder, policy and invoices
  • Simplified and expedited claim reporting process

SUBMISSION REQUIREMENTS

  • Completed application
  • Claims for the past five years
  • Copy of the insured’s current jockey AD&D policy

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